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After an Accident, Should I Treat with my Health Insurance Doctor or the Attorney's Doctor?

If you were injured in an auto accident in Los Angeles , and you have health insurance, you may be wondering whether you should treat with a doctor through your health insurance, or instead treat with a doctor to whom a personal injury attorney refers you.

YOUR HEALTH INSURANCE DOCTOR CANNOT REFUSE TO TREAT YOU JUST BECAUSE THE TREATMENT IS ACCIDENT-RELATED.

Some of my personal injury clients mistakenly believe that their health insurance won't cover medical treatment that is due to an accident. That is incorrect. Your health insurance will cover accident-related medical treatment. When your personal injury case settles, your health insurance carrier has a right to be reimbursed for the cost of all accident-related medical treatment they paid for.

IF YOU HAVE CONFIDENCE IN YOUR HEALTH INSURANCE DOCTOR, TREAT WITH HIM OR HER.

If my client has health insurance, I always recommend: if you have confidence in your health insurance doctor, and there won't be a delay in getting an appointment to see the doctor, then treat with that doctor. But if you don't have confidence in your doctor, or the first available appointment is not until a week or two after the accident, then let your personal injury attorney refer you to a doctor. You want to treat as soon as possible after a car accident. Any delay in seeking treatment will be used against you by the insurance company. The insurance adjuster will argue that if you were really injured in the accident, you would have treated immediately.

OUR LOS ANGELES AUTO ACCIDENT ATTORNEYS AGGRESSIVELY NEGOTIATE DOWN YOUR MEDICAL BILLS AFTER YOUR CASE SETTLES.

Whether you treat with a health insurance doctor or an attorney-referred doctor, it's important that your Los Angeles car accident attorney is experienced in aggressively reducing your medical bills after your case settles. Negotiating down medical bills is a skill that not all personal injury attorneys have, and a service that not all personal injury attorneys provide.

At McGee, Lerer & Associates, when a client's case settles, our work isn't done. That's when negotiation with the doctors' offices begins. We attempt to negotiate down every medical bill to get more money in our client's pocket. We take no fee on the reductions we are able to obtain on the medical bills. Every penny saved goes to our client. This is a free service that we provide our clients. Our Los Angeles car accident lawyers are experts in negotiating down medical bills.

If you've been injured in a car accident in Los Angeles, call the lawyers at McGee, Lerer & Associates, 800-999-9948, for a free consultation, and a doctor referral if you need one, including to Spanish speaking doctors.