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Blog Posts in November, 2017

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  • Lowest possible liability policy limit in CA?
    Lowest possible liability policy limit in CA?

    Question: What’s the lowest liability policy limit a car can have in California? Answer: Insurance offered through California's Low Cost Auto Insurance (CLCA) program offers the lowest liability ...

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  • Copy of a Police Report
    Copy of a Police Report

    Question: How long does it take to get a copy of a police report in Santa Monica? Answer: Traffic collision reports in Santa Monica are usually available about ten days after an accident. You cannot ...

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  • Will my auto insurance rate raise?
    Will my auto insurance rate raise?

    Question: If I go through my insurance to fix my car after an auto accident, will they raise my rates? Answer: If you weren't at fault for the accident, going through your insurance on your property ...

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  • Who will pay for my medical treatment?
    Who will pay for my medical treatment?

    Question: I was riding my bike when a car hit me. I want to see a doctor but can’t afford to. Who will pay for my medical treatment? Answer: If the motorist was at fault, the motorist's insurance ...

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  • Does a skateboarder have to wear a helmet?
    Does a skateboarder have to wear a helmet?

    California law, specifically Vehicle Code Section 21212, requires that every person under 18 years of age (a "minor") where a helmet when skateboarding. There is no helmet requirement for ...

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  • Injured in Back-to-Back Car Accidents
    Injured in Back-to-Back Car Accidents

    Question: I was injured in back-to-back car accidents that were about a month apart. The insurance companies for both of the other drivers are pointing the finger at the other accident as the cause of ...

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